Benefits You or Your Parents May Qualify For

Feel like the middle of an Oreo cookie? Congratulations. Welcome to the sandwich generation.

Our kids may still need our help but so does mom and dad. The free time we anticipated is slipping through our fingers. Hobbies and travel are thrust to the back burner replaced by time-consuming dilemmas concerning parents' housing issues, medical conditions, and caregiving. And to make matters worse, funds stashed away to cover these impending expenditures are shrinking at a frightening pace.

We don't know where to begin to seek the assistance. We are justifiably anxious that our retirement funds will be in jeopardy should we accept this daunting financial burden.

Here are a few places to begin your search:

AARP has an internet tool which finds low or no-cost state and federal public benefits programs for qualifying older Americans, private prescription drug programs offered by pharmaceutical companies or Medicare RX extra help.

To target specific benefits, use the Benefits Quick Search. You may even tap into some of your state government's offerings to see if any program is applicable and available.

Be aware of the top 10 signs that indicate if a senior is in need of housing assistance.

The Housing and Urban Development provides financial assistance resources and guides. Should you opt to speak to a HUD-approved housing counselor, one is only a phone call away.

Medicare Interactive is a one-stop source for federal and state information about health care rights, options, and benefits.

There may be extra help from Medicare to help reduce the costs for prescription drugs or consider tapping into 475 public and private programs which offer assistance to patients who don't have prescription coverage.

AARP provides information on low-cost public loans which include reverse mortgages, deferred payment loans, and property tax deferrals.

The Department of Veterans Affairs provides a booklet which states eligibility for healthcare, home loans, education, life insurance, mental health, and memorial and burial, etc.,benefits for veterans and dependents.

These are just a few places to begin getting the help you need. I wish I had the magic wand to answer all your questions. If you let me know precisely what you want, I may be of further assistance.