Sunday, August 30, 2009

Auto Insurance For Seniors: Save Money While Being Safe

Senior drivers often pose a greater risk than other drivers so they face higher auto insurance costs. In order to get the lowest possible rates, follow these simple guidelines:

1. Pay close attention at intersections where accidents often occur. When stopped, make sure your tires face straight ahead so that a rear-ender won't push you into oncoming traffic.

2. Drive at or near the speed limit. Driving too slowly can be just as dangerous as speeding.

3. Know and follow the laws about yielding right-of-way and lane changes.

4. Sit high enough to view at least 10 feet in front of your car. You may need a cushion.

5. Sunglasses or tinted glasses are for daylight only, not at night when your vision is reduced.

6. Be familiar with the quirks of the car you are driving.

7. Take driving refresher courses.

8. Rear-view mirrors that automatically dim and filter out headlight glare are recommended.

9. When in the market for a new car, select ones with front AND SIDE air bags.

10. Consider the ease (automatic transmission, power steering and power brakes) and comfort (seat-belt adjustment) of driving the car.

11. Select a car that is less expensive to insure (yes, some makes and models beat others in insurance costs and this should be factored into the overall cost of the car).

12. Ask for senior discounts.

For more on car insurance and on driving,


harris said...

Thanks for the great tips insurance is very imprtant and it is more important to do it the very right way.

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